Carver Cash Access Business & Personal Loans

  • Competitive rates with no pre-payment penalty
  • Quick Access to funds
  • Easy application with a quick decision
  • In most cases, no account is required
  • We offer secured and unsecured loans
  • Loans available in amounts from $500 to $50,000.

 

 

Carver Business Cash Access Loans

Need capital for payroll, business growth, or operational needs? Get it with a Carver Cash Access Business Loan or Line of Credit. Our Cash Access Business Loans process is easy, with a simplified application, a quick credit decision and, at times, same day access to funds.

Find the business loan that’s right for you:

Installment Loans

  • Loans from $1,000 to $15,000
  • Perfect for established businesses with good credit history with smaller borrowing needs
  • Fast, simple loan process

Secured Installment Loans

  • Loans from $1,000 to $50,000
  • Good way to establish a credit history
  • Must be secured by Carver Savings or Certificate of Deposit (CD) account
  • Usually presents a more competitive interest rate than unsecured loans

Business Lines of Credit

  • Loans from $1,000 to 15,000
  • Gives business owners financial flexibility and control with access to cash for short-term needs, such as purchasing inventory or day-to-day expenses
  • Must link to a Carver Business Checking account

Overdraft Lines of Credit

  • Loans from $500 to $1,500
  • Provide short-term funds for unexpected expenses
  • Must link to a Carver Business Checking account

Carver Personal Cash Access Loans

Do you need a loan for home improvements and repairs, to meet unexpected emergencies, for automobile repairs, or for monthly expenses? With Carver’s full suite of personal loans, we can help you accomplish your goals.

Personal Loans

  • Loans from $500-$1,500
  • Short term periods
  • Low monthly payment
  • Competitive interest rates

Personal Secured Loans

  • Loans from $500- $25,000
  • Good way to establish a credit history
  • Must be secured by Carver Savings or Certificate of Deposit (CD) account
  • Competitive interest rates

Overdraft Lines of Credit

  • Loans from $500-$1,500
  • Terrific for those who want to borrow a small amount at a time to cover overdrafts
  • Must be linked to Carver Personal Checking account

General Loan - Questions and Answers

For help choosing the loan that’s right for you, stop by the branch, call 718.230.2900 or schedule an appointment with a loan specialist today.

Continue to link